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Self Prepared P&L Overview
Self Prepared P&L is a good choice for self-employed borrowers who can not be qualified with agency loan and do not want to provide varities of income documents.
Rate: CLICK HERE
Self Prepared P&L Program Highlights
CPA Prepared P&L
30 Years Fixed
♦ Max Cash-In-Hand $500,000 for LTV > 60%.
♦ 2nd Home/Investment: Max LTV 70% for C/O Refi.
♦ Warrantable Condo /2-4 Units: Max LTV 70% for C/O Refi.
♦ Non-warrantable Condo: Max LTV 65% for C/O Refi.
♦ FTHB without housing history max LTV 70%.
♦ Max DTI 53%.
Self Prepared P&L
5/6 ARM
♦ No Tax Return Needed;
♦ No Prepaid Penalty;
♦ No Additional Adjustments;
♦ Foreign National Allowed (CPA Prepared P&L);
Available in CA, NV and TX.