No Doc No Credit Overview
No Doc No Credit refers to a type of loan in which the lender doesn't require the borrower to provide documentation of their income, assets, or credit history.
Rate: CLICK HERE
No Doc No Credit Program Highlights
4 Years Fixed (3 Years PI Reserves) Balloon
5 Years Fixed (4 Years PI Reserves) Balloon
Available in WA, OR, CA, FL, HI (Oahu only), GA, TX
4 Years Fixed is only acceptable in CA, OR and WA.
Investment property with Max. Loan Amount: $3,000,000.
Subject property can not be vacant for Refinance.
Only Investment Property (1-4 units).
Standard 1 Yr PPP (1%) (All PPP must conforms to local State law requirements.) ★Foreign National Allowed
*All require Reserves must be deposited in the account designated by AAA LENDINGS (Reserve Account: Non-Interest Depository Account)
No Need to Provide:
1) Credit Report;
2) Bank Statement;
3) 4506-C;
4) Tax Returns.
Allowed:
1) LTV 70%;
2) Property Type: SFR (1-4 units), Condo, Townhomes, PUD;
3) Foreign National;
4) Only Investment Property: 1-4 Units;
5) Purchase & R/T Refi & C/O Refi.
News and Videos
No Checks At All! No Credit Reports! No Bank Statement! No Income Verification! The Unprecedented ‘Three No Needs’ Loan Plan is here!
A Financial Revolution: The Advantages of No Doc No Credit Product ➡ Video
Unlocking U.S. Real Estate for Foreign Nationals: The No Doc No Credit Advantage ➡ Video
Navigating Mortgage Financing with Ease: The No Doc No Credit Solution from AAA Capital Investment, Inc. ➡ Video